NYC Student Survival Guide
Working guide
Balancing classes, driving, and sleep.
The goal is consistency. A stable routine beats random high-earning days.
Weekly structure
- Fix class blocks first, then build driving shifts around them
- Set a non-negotiable sleep cutoff for early morning starts
- Reserve one weekly admin slot for bills, receipts, and planning
Money control
- Separate tuition, rent, and operating cash into different accounts
- Track net by week instead of daily emotion-based decisions
- Pause extra spending on low earning weeks